1. STATEMENT – PERSONAL INFORMATION AGENT
1.1 About Flovver
We have developed and market technological solutions for businesses seeking to manage their financing activities. To this end, we provide our Clients with the FinX Software, a platform that allows them to collect, consolidate, compile and use the Personal Information necessary to process your financing application. The FinX Software allows them, in particular, to generate the required forms, agreements and other documents, monitor your financing file and automate certain related operations.
When a financing application is submitted through the FinX Software used by one of our Clients, Flovver processes Personal Information to provide the Client with the features necessary to manage that application. However, our Clients remain responsible for processing your financing application. As such, they are responsible for obtaining the consents required to collect, use and disclose your Personal Information in the course of their own activities.
1.2 Personal Information Agent
When a financing application is submitted through the FinX Software used by one of our Clients, Flovver also acts as a personal information agent within the meaning of the Act respecting the protection of personal information in the private sector, for its own credit bureau activities.
When you submit a financing application and accept the consent declaration, after having had the opportunity to review the Privacy Policy, you authorize Flovver to use the Personal Information collected as part of your application to:
- create and maintain a credit file about you;
- disclose to its authorized Clients reports that allow them to assess your creditworthiness in connection with a financing application;
- develop and improve its credit and risk assessment models.
This consent applies whether your initial application is approved or declined.
TO LEARN MORE ABOUT FLOVVER’S COLLECTION, USE AND DISCLOSURE OF PERSONAL INFORMATION AS A PERSONAL INFORMATION AGENT, PLEASE CONSULT ARTICLE 6 AND THE FOLLOWING ARTICLES OF THE PRIVACY POLICY.
There you will find explanations about the personal information we collect, how we obtain it, the reasons we use it, the persons or organizations to whom we may disclose it, how long we retain it, the measures we take to protect it and the rights you may exercise regarding it.