Kiipr API

Access alternative financial data through one API

Kiipr API helps platforms enrich screening, underwriting, and decision-making workflows with non-institutional loan data. Send borrower information through a secure API request and receive a structured JSON response your system can use directly.

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A proprietary data layer built from real lending activity

Kiipr is not a generic data source. It is built from real non-institutional lending activity and used in production financial workflows every day.

700K+ borrower profiles

A growing database covering borrowers across Canada, with roughly 1,000 new profiles added every day.

Reliable by design

Structured data built for screening, underwriting, and borrower review workflows.

Used by major lenders

Kiipr data is used daily through FinX by established lending teams across Canada.

A simple API flow from inquiry to response

Kiipr is designed to run behind your existing borrower workflow. Your platform collects the required information, sends a secure request, and receives structured results that can be displayed or processed inside your own system.
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Step 1

User Interaction

Your users collect borrower information inside your existing flow.
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Step 2

Secure API Request

Send the inquiry to Kiipr through a server-side API call.
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Step 3

Match Finding

Kiipr searches available non-institutional loan records and agregate the data.
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Step 4

Final UI Display

Manage the response in JSON and display Kiipr data inside your own report, dashboard, or decisioning workflow.

Your users stay inside your platform while Kiipr handles matching and response generation behind the scenes.

Your workflow

Build Kiipr into the workflow you already own

Kiipr returns structured data, not a separate destination. Your team controls how the response is stored, interpreted, and displayed inside your product. Show a borrower summary, surface relevant loan activity, highlight review indicators, or feed the response into your existing decisioning workflow.
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Backend Integration

Send borrower inquiries from your server and receive structured responses through the API.
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Custom display

Use Kiipr data in your own report, dashboard, underwriting screen, or admin interface.
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Workflow logic

Map the response to your own review process, flags, permissions, and decisioning rules.

Use Kiipr data inside your own borrower view

Kiipr is designed to enrich the borrower reports, dashboards, and internal decisioning screens your platform already provides. Use the JSON response as an additional data layer alongside your own records, credit bureau data, affordability checks, or other screening inputs.
Kiipr orchestration en v3

One inquiry flow. More complete borrower visibility.

Start your integration
Endpoints

3 endpoints to match your needs of data intelligence

Financial

360° view of a borrower’s financial profile.
  • Complete request history

  • Active and closed loans

  • Repayment performance

  • Late payments

  • Credit history across the Kiipr network

  • Payment errors

  • Payment arrangements

  • Bankruptcy and consumer proposals

  • Personal information

  • Employment and employer information

  • Contact information

  • References

Soon

Collections

Information and data to support collection efforts.
  • Personal information

  • Employment and employer information

  • Contact information

  • References

Soon

References

Latest references and relationship information for an individual.
  • References

Preteurs1

Ready to plan your API integration?

Explore the API documentation for request and response details, or talk to us about the right implementation path for your platform.