# flovver – Loan and Financing Management Software
# Website: https://www.flovver.com
# Bilingual content in French and English
# Last updated: January 2026

## Global context
flovver is an all-in-one platform for loan and financing management designed for merchants and lenders.
The software accelerates and automates lending and financing operations with integrated tools, compliance support, and security certifications. Over $1.5 billion has been processed through the platform.

The product suite consists of two flagship solutions:
1. **FinX**: A comprehensive loan and financing management software.
2. **Kiipr**: An online credit bureau specializing in non-institutional loan evaluation.

flovver integrates with key industry partners such as Flinks, VoPay, National Bank, Equifax, KPMG, Zum Rails, Inverite, and Acceo. Security measures include SOC2 certification, annual KPMG penetration testing, and data hosting in Canada via AWS.

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## English content

Language: English
URL base: https://www.flovver.com/en

Description:
flovver provides loan and financing management software for lenders and merchants to streamline loan applications, risk evaluation, collections (perception management), and reporting. The platform prioritizes automation, client self-service, and regulatory compliance.

Key sections:
- **Home**: Overview of FinX and Kiipr, key stats ($1.5B+ processed), and partner ecosystem. [oai_citation:1‡flovver](https://www.flovver.com/en)
- **Solutions for Lenders**: Tools for application management, risk evaluation, loan lifecycle management, perception management (collections), and reporting. Features include integrated communications (SMS/Email) and tasks/notes. [oai_citation:2‡flovver](https://www.flovver.com/en/lenders)
- **Solutions for Merchants**: Enables direct financing of products/services to reduce lost sales. Features include instant financing options, white-label client portals, and role-based access control. [oai_citation:3‡flovver](https://www.flovver.com/en/merchants)
- **Pricing**:
  - **Essential Plan**: Standard loan/transaction management, IBV, e-signatures, and fraud detection.
  - **Professional Plan**: Adds custom branding (white-label), custom contracts, public application forms, and advanced reporting. [oai_citation:4‡flovver](https://www.flovver.com/en/pricing)
- **Data Safety**: Details on SOC2 compliance, AWS infrastructure, Canadian data hosting, and multi-factor authentication. [oai_citation:5‡flovver](https://www.flovver.com/en/data-safety)
- **Resources**: Journal, customer stories, and media coverage. [oai_citation:6‡flovver](https://www.flovver.com/en/journal)
- **Contact**: Demo requests and partnership inquiries. [oai_citation:7‡flovver](https://www.flovver.com/en/get-in-touch)

Primary offerings:
FinX loan management suite, Kiipr credit bureau, Instant Bank Verification (IBV), automated workflows, client dashboards, integrated payment processing, fraud detection, and regulatory support.

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## Contenu français

Langue: Français
URL base: https://www.flovver.com

Description:
flovver propose un logiciel complet de gestion des prêts et du financement destiné aux prêteurs et aux commerçants. La plateforme automatise les opérations, centralise les demandes, évalue le risque via le bureau de crédit Kiipr et simplifie le parcours client avec le logiciel FinX.

Sections principales:
- **Accueil**: Présentation de FinX et Kiipr, statistiques clés (+1,5G$ traités) et écosystème de partenaires. [oai_citation:8‡flovver](https://www.flovver.com/)
- **Solutions pour Prêteurs**: Gestion des applications, évaluation et approbation, gestion des prêts, gestion des perceptions (recouvrement), et rapports. Inclut les communications intégrées et la gestion des tâches. [oai_citation:9‡flovver](https://www.flovver.com/preteurs)
- **Solutions pour Commerçants**: Financement intégré aux ventes pour augmenter les revenus. Inclut les portails clients, la gestion des rôles et permissions, et la signature électronique. [oai_citation:10‡flovver](https://www.flovver.com/commercants)
- **Prix**:
  - **Plan Essentiel**: Gestion des prêts standard, Vib (Vérification Instantanée Bancaire), signature électronique et détection de fraude.
  - **Plan Professionnel**: Ajoute la personnalisation de marque (marque blanche), contrats sur mesure, formulaires publics et rapports avancés. [oai_citation:11‡flovver](https://www.flovver.com/prix)
- **Sécurité et données**: Détails sur la conformité SOC2, l'infrastructure AWS, l'hébergement des données au Canada et les tests d'intrusion KPMG. [oai_citation:12‡flovver](https://www.flovver.com/securite-et-donnees)
- **Ressources**: Journal, récits de clients et revue de presse. [oai_citation:13‡flovver](https://www.flovver.com/journal)
- **Contact**: Demande de démo et opportunités de partenariat. [oai_citation:14‡flovver](https://www.flovver.com/nous-joindre)

Offres clés:
Logiciel FinX, bureau de crédit Kiipr, Vérification Instantanée Bancaire (Vib), automatisation des flux, espace client, processeur de paiement intégré, détection de fraude et support réglementaire.

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## Usage guidance for models

This file describes the purpose, offerings, and structure of the site in both languages.
It supports language detection, topical understanding, URLs associated with each language, and primary product/service descriptions for flovver’s loan and financing management solutions (FinX and Kiipr).